Fund results indicate past performance only for periods shown and do not predict future returns. Share prices and investment returns fluctuate and an investment may be worth more or less than its original cost when redeemed. In addition, periodic investment plans do not ensure a profit, nor do they protect against loss in declining markets.

For some funds, the manager may have waived all or a portion of the fees during a given period, which would have the effect of increasing the fund's reported annual return. If these fees were factored into calculating the fund's performance, the fund's annual return would be lower. You should consider the impact of waived fees when evaluating a fund's performance because there is no guarantee that these fees will be waived in the future. You can determine if a fund's manager has waived any fees by reading the prospectus.

Performance is calculated by Lipper Analytical Services based on the average annual total return for 1, 5, and 10-year periods, as of the most recent calendar quarter.

PNC Investments charges transaction fees on some mutual fund purchases and redemptions which are not reflected in the Fund Center's performance data. If these fees were factored into the performance data, then the fund's results would be lower.

As a mutual fund shareholder, you may receive taxable dividends (taxable as ordinary income) and capital gains. After paying income taxes, your after-tax investment returns will be lower than your pre-tax returns. At PNC Investments, we do not offer tax advice. However, we suggest that you consider the impact of taxes and, therefore, you may want to consult with your tax advisor before you make any mutual fund investments.

Some of the funds listed in FundCenter invest in international securities, which can involve different risks than U.S. investments. These risks include political and economic instability, changing currency exchange rates, foreign taxes, and differences in financial and accounting standards. If you are considering an investment in an international or global fund, be sure to pay attention to these risks.

PNC Investments may categorize the fund objective descriptions for clarity of presentation, using Lipper Analytical Services' categories as a guideline. Once assigned to a category by PNC Investments, funds are not reclassified without clear evidence of change in portfolio management policy as reported by Lipper Analytical Services.

No mention or categorization of particular funds or fund families in FundCenter should be interpreted as a recommendation of these investments by PNC Investments.

Not all funds in FundCenter are registered for sale in all states. Consult the prospectus about the availability of specific funds in your state.

Past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted.